Financing with Kitchen Liquidators and PayBright:
How It Works
1. Apply Online
Apply conveniently online with the easy application in under a minute.
2. Get an Instant Decision
Get an instant approval decision right away, displayed on screen along with the amount of funds available to you.
3. Complete Your Purchase
Proceed to checkout in order to finalize your payment plan and complete your purchase.
4. Make Payments
PayBright will set up convenient pre-authorized monthly or semi-monthly payments from your designated bank account.
Quick & easy
Enter a few pieces of information for a real-time decision.
No hidden fees
Know up front exactly what you'll owe, with no hidden costs and no surprises.
What is a PayBright payment plan?
Our plans allow you to break down the cost of an expensive purchase into a series of affordable monthly instalments. This allows you to complete your purchase with confidence.
What are the interest rates on PayBright payment plans?
Interest rates typically start from 7.95% and the exact rate depends on the quality of your credit. The large majority of our customers pay less than typical credit card interest rates.
Some of our plans also include a small monthly processing fee. We don’t charge any other service fees, prepayment fees, or any other hidden fees. We seek to have the highest standards of transparency so that charges are always fully clear to our customers. The exact APR (Annual Percentage Rate) that applies to your transaction will be calculated and shown to you before you finalize your transaction.
How do I access my account?
You can log in to the PayBright customer portal. Your login details are in the confirmation email sent to you when you first completed your transaction.
Can I prepay my outstanding balance?
Yes! PayBright payment plans are repayable in full or in part at any time, with no penalty. To make an extra payment, you can log in to your online account.
If I have questions about my account, do I contact Kitchen Liquidators or PayBright?
Please contact PayBright directly, as Kitchen Liquidators does not have access to the details of your account.
What if I want to return my purchase or get a refund?
PayBright will process a refund to the customer if we are directed to do so by Kitchen Liquidators. You can read more about our refund policy in our Terms & Conditions available online at PayBright here .
To view the Terms and Conditions for purchasing from Kitchen Liquidators please click here.
Is my personal information secure with PayBright?
Yes, protecting your personal information is very important to us. PayBright encrypts sensitive data. They also maintain physical, electronic, and other safeguards to protect your information. We do not sell your information to anyone. To contact PayBright please call 877.276.2780.